One Day Car Insurance – 5 Basic Questions Answered

One day car insurance is a new trend these days due to global recession and some other factors affecting our lifestyle. Man’s endless quest for better deals in terms of price and service features have captured various industries including auto insurance companies that you can now avail greater benefits and convenience of a car insurance for a single day.

Here are 5 basic questions that most people ask regarding car insurance deals and packages, especially for one day car insurance.

1. Who are qualified for this type of temporary insurance?

You must be at least 21 years of age but not more than 75 years old to avail this temporary insurance for 1 day or even up to 28-day coverage. one day car insurance covers such vehicles as cars, motorbikes and vans.

2. Can I use it outside the UK or even use for imported cars?

Both the US and UK require vehicles to be insured while on the road. However, there are certain rules and insurance policies that govern each country or state that might be different in some ways to each other. For instance, if you are in the UK, you are not allowed to get auto insurance for a single day for an imported car.

You cannot even use your one day insurance policy outside the UK. There might be some exceptions to such rules as some companies are now providing extensions or affiliate groups for better business solutions but you have to check things out first before making a purchase to match your needs best.

3. Is it free to obtain quote comparisons online?

It is absolutely free to get quotes and compare all other existing insurance plans and packages from different companies. There are many insurance companies providing free quotes and comparisons with all other leading companies in the field of auto insurance.

You just have to enter your preferences and compare as many quotes as you want. However, do not be tricked with some websites that try to boost their business with exaggerated advertising schemes. You have to check things very carefully and never act on an impulse. Make sure to get the right plan or coverage that will fit to your standards of quality while considering your budget and your travel issues.

4. How do I process documents and payment?

The whole process is very simple here. Once you have decided what insurance option and company to deal with, you can now directly go to this particular company website and start your transaction. Application for one day car insurance is done online in a very systematic manner.

You have to fill out the online form and provide all necessary details. After getting your application verified, you can proceed to their online payment system that usually includes such major credit cards as Visa and MasterCard. All pertinent documents regarding your insurance purchase can be downloaded directly from the website, as you will be directed to do so.

5. Is the system secure?

This is another innovative solution not only for the auto insurance industry but even for e-commerce as well that ensures safety in dealing with money matters online. Online payment is done with the highest level of web security that you can ever get so you are sure that your payment is in safe hands as you keep all documents valid whenever accidents happen for claims. Customer support is even provided 24/7 to give you the best possible service with your one day insurance policy.

One Day Insurance For Your Car Can Provide Good Coverage

There are many reasons that people decide to change their existing auto insurance coverage to one that is less expensive and less complicated. One choice that many people across Europe have been making is switching to one day car insurance policies from more expensive, annual ones. There are a lot of different reasons that people end up wanting to get this type of coverage. Anytime that you use a car that you do not personally own, you are not going to want to get a full time coverage plan. Instead, you will be more likely to purchase a short term plan that costs less and that sounds rational.

In larger cities where there are alternative modes of transportation other than driving your own car, many people do not even want to get insurance. If those people decide to drive for a single day, then they will likely contact an insurance agent and set up a one day coverage policy. There are always going to be weird situations that arise in which you may need to drive. Even though you may feel as though your chances of getting into an accident are very low, it is still wise to have insurance. The insurance companies are not going to rip you off with one day policies, in fact, they are very reasonably priced.

The amount of cash that you would be required to pay to another party if you got into a crash with them would definitely outweigh the cost to buy daily car insurance. If you are a person that lives in London, UK and you frequently travel by bus, then it makes absolutely zero sense to have an insurance package for your car (even if you own one). However, if you do decide that you want to take your car out on the road instead of riding the bus a couple of days, you can phone an insurance agent and set up one day insurance for your car.

The single day auto insurance options are going to be very easy to figure out. You basically can set up the exact type of coverage you want (e.g. whether you want the most comprehensive daily coverage or the standard) and then negotiate plan. The nice thing about 1 day car insurance is that it is affordable and very easy to work with. If you have found that your insurance provider does not offer this type of coverage, ask for more details regarding their short term coverage options and you may be able to work out a customized policy that is tailored to what you need.

One Day Auto Insurance – When it Might Be Appropriate to Get One

One day car insurance is an affordable insurance coverage that protects a person effectively for a short term against any loss incurred in cases such as being involved in car accidents. This type of car insurance coverage is often taken by those who drive a car while traveling.

As is always the case when shopping for car insurance, this can be a daunting process; going through the numerous offers and deciding on the right insurance package can take days or weeks of research. However, it is important to compare multiple quotes. This can be easily done online.

Why do people obtain one day insurance?

Living in certain big cities, such as New York, often results in people not using their cars frequently. As a result, often it is very tempting to avoid getting insurance – after all, why pay the premium if you’re not using your car? However, it is crucial that a car is covered adequately when it is used, even for short trips both in terms of distance as well as time. Not only because this is the law, but also to avoid facing any unexpected problems such as huge expenses in the unfortunate event of becoming involved in a car accident without possessing any form of insurance. Remember Murphy’s laws – the unexpected will happen when you least expect it.

There are two scenarios when one may wish to get one day car insurance.

In the first scenario, people who get one day car insurance simply don’t possess a car and only require insurance for short amounts of time when using a rental car or a friend’s car. In this case, this is really the best alternative.

In the second scenario, people simply do not want to spend money on huge premiums for long durations when they rarely use their cars. This can be the case when simply not using the car (as per the example above), or when possessing more than one car, in which the second car is not used frequently (i.e. when a teenage son goes to college, suddenly the car he used is no longer used).

In both cases, it might be wise – financially speaking – to enroll in a one day car insurance whenever the car is required rather than pay a yearly premium. However, if a car is used frequently then this is certainly not the best alternative, and another type of auto insurance would undoubtedly be more appropriate.