One Day Car Insurance’s Frequently Asked Questions Explained

Are you interested in getting one day car insurance for a special business trip or vacation? Is this insurance available with your current company? Do you need to compare more quotes before making your best decision?

Most people doubt the fact that they can actually get auto insurance for a single day and enjoy coverage that they usually get with their traditional annual policy. You can purchase this temporary insurance for just a day or two or even up to 28 days or a month depending on the terms and conditions of every insurance company. This is ideal for people who rarely travel by car for the whole year. It is even beneficial when visiting other places that are not covered with your regular car insurance plan.

I have here some of the frequently asked questions to help people clarify some basic and advanced issues regarding one day car insurance.

• Do I need to be a resident of the UK to purchase single day auto insurance?

Some companies require you to be a resident of the UK while others may allow you to purchase it even if you come from the US or any other country that is covered by their terms and conditions. The required documents include your valid driver’s license, social security ID, credit cards, travel proof and some other financial records.

• Can I use the policy for import/export cars?

No, you cannot use one day car insurance for imported or even exported cars. The import/export car business have its own terms and conditions regarding auto insurance as governed by the state or country that the industry deals with. Some auto insurance companies will not even allow you to get this single day insurance with your rented vehicle.

• What types of vehicles are covered with the one day car insurance policy?

Vehicles under this very convenient car insurance policy must not have more than 8 seats with the maximum weight of about 3.5 tons. It must also have a current market value below 75,000 GBP.

• What type of coverage can I actually get from a single day car insurance policy?

It is a privilege to know that you can actually enjoy the benefits of a traditional annual insurance while paying less since you will only insure your vehicle for a day or two based on your travel issues. This includes the Basic Liability and Collision insurance, property damage, personal injury and coverage vehicle. This may actually vary from the insurance company’s terms and conditions. Compare quotes and examine differences carefully before making a purchase.

• Do I need to have an outstanding character or cleared police record in purchasing one day car insurance?

Yes, it is a requirement that the driver of the vehicle must be of good moral character, without more than 8 penalty points and no police record of reckless driving due to drugs or alcohol in the past 3 years.

Other Vehicle Issues

Your vehicle must not also be subject to faulty actions as carrying illegal drugs and toxic goods that may cause harm to a particular location. The car must not be used for hire or for public transportation purposes. One day car insurance does not even allow the use of a particular car to retrieve impounded vehicles.

Best of Lisbon – A One Day Walking Tour

If you travel to Lisbon for the very first time, you are probably eager to see as many of the great sights the city has to offer as possible. Lisbon is one of the most romantic European Metropolises and surely one of the most beautifully situated cities in the world- nostalgic and modern at the same time. The following places are a must, if you want to explore its incredible atmosphere during your holiday. First of all it is advisable to buy a ‘Lisbon’ Card which gives you flexibility and saves you time and money. It offers discounted prices on all public transport within the city as well as museums, shopping and much much more. Alternatively for transport alone, buy the ‘Sete Colinas’ card at the Metro Station, for 50cents, allowing access to all public transport, ‘top up’ the card for the day, or days depending on your stay.

  1. Start at Martim Moniz Square. There is a metro station of the same name, so it is easy to find. From there you catch the tram no. 28 which will take you to the old quarters of the city, Graça and Alfama. It is an interesting ride with many memorable views. The tram stops very often and you can just get off and look around if you see something that interests you. This way you can stay at one of the many ‘Miradouros’, the viewing platforms, a little longer, and catch the next tram which run very regularly. So take your time, stroll through the pretty little streets and enjoy the old part of Lisbon. When the tram reaches the Miradouro de Santa Lucia hop off and take the opportunity to see and enjoy the spectacular view.
  2. On the other side of the street you will see a sign which points to Castelo de São Jorge. Follow the sign and walk up the relatively steep hill, but the beautiful view from the castle over Lisbon will compensate for your efforts- It is simply breathtaking! (If you do not want to walk up or down the hill you can travel by bus number 37) A coloured map helps you with the orientation as you really can see everything: The Old town of Lisbon, Tejo-bay, 24th April Bridge, Christ the King Statue across the waters with His arms outstretched – it really IS worth every moment. Lets continue.
  3. The next stop is the cathedral of Lisbon. Go back down to Miradouro de Santa Lucia and keep walking downhill from there. The cathedral (Sé) will appear on your left. It was built in 1147 on the ruins of a Moorish Mosque, after the recapture from the Moors by King Afonso Henriques. Still today, its two massive towers make it look like a fortress which guards the city. The entrance is free but if you also want to visit the old convent and museum you have to pay 2 EUR.
  4. And on to Lisbon’s beautiful city centre. Walk further down and you will reach the Praça do Comercio. Before a big earthquake in 1755 this was the King’s palace. Today a statue of King Afonso is watching the city from here. Turn right and you can stroll through the “Baixa” quarter. Thanks to the chequered built streets it is easy to find your way through the Baixa which invites for some looking around and lots of shopping. A great place is the Chiado Shopping Centre, which was rebuilt after the big fire in the 1980’s in Lisbon. The front survived the fire and the building is extremely picturesque. Here you’ll find a broad variety of stores.
  5. A thing you cannot miss in this area is the ‘Elevator Santa Justa’. It is a wonderful way to cover one of Lisbon’s height differences and on the top you have two viewing platforms and a café from where you can see the whole old town, this time from the other side. You will recognise the Castelo and the Sé Cathedral up on the hills. A bridge leads you to the partly destroyed but still impressive Convento de Carmo where today an archaeological museum is set.
  6. The tour is coming to an end now, and from the convent follow the street to your right down the hill and you will arrive at Rossio Square. It is the centre of the town and has been for a long time. Until the end of the last century it was used for bullfights and long before that witches were burnt here. Today it is vibrating with life and culture, a great place to look and stroll around. Up the road you will find the Praça dos Restauradores. Here you should catch the Elevator da Gloria. It will take you up the hill to Bairro Alto, Lisbon’s famous nightlife district. Here, in one of the many restaurants and bars you can enjoy the end of a great day in Lisbon with a cup of Portuguese wine and some “mariscos”, the typical Portuguese seafood.

Lisbon is a great city and one day is not enough to experience all of it. You still should reserve some time on another day to visit the famous quarters of Belém and travel to the romantic, even fairytale-like castle in Sintra. But this walking tour gives you a very good impression of Lisbon. It leads you to the most important spots and is a great beginning for your holiday.

One Day Auto Insurance – When it Might Be Appropriate to Get One

One day car insurance is an affordable insurance coverage that protects a person effectively for a short term against any loss incurred in cases such as being involved in car accidents. This type of car insurance coverage is often taken by those who drive a car while traveling.

As is always the case when shopping for car insurance, this can be a daunting process; going through the numerous offers and deciding on the right insurance package can take days or weeks of research. However, it is important to compare multiple quotes. This can be easily done online.

Why do people obtain one day insurance?

Living in certain big cities, such as New York, often results in people not using their cars frequently. As a result, often it is very tempting to avoid getting insurance – after all, why pay the premium if you’re not using your car? However, it is crucial that a car is covered adequately when it is used, even for short trips both in terms of distance as well as time. Not only because this is the law, but also to avoid facing any unexpected problems such as huge expenses in the unfortunate event of becoming involved in a car accident without possessing any form of insurance. Remember Murphy’s laws – the unexpected will happen when you least expect it.

There are two scenarios when one may wish to get one day car insurance.

In the first scenario, people who get one day car insurance simply don’t possess a car and only require insurance for short amounts of time when using a rental car or a friend’s car. In this case, this is really the best alternative.

In the second scenario, people simply do not want to spend money on huge premiums for long durations when they rarely use their cars. This can be the case when simply not using the car (as per the example above), or when possessing more than one car, in which the second car is not used frequently (i.e. when a teenage son goes to college, suddenly the car he used is no longer used).

In both cases, it might be wise – financially speaking – to enroll in a one day car insurance whenever the car is required rather than pay a yearly premium. However, if a car is used frequently then this is certainly not the best alternative, and another type of auto insurance would undoubtedly be more appropriate.