One Day Car Insurance’s Frequently Asked Questions Explained

Are you interested in getting one day car insurance for a special business trip or vacation? Is this insurance available with your current company? Do you need to compare more quotes before making your best decision?

Most people doubt the fact that they can actually get auto insurance for a single day and enjoy coverage that they usually get with their traditional annual policy. You can purchase this temporary insurance for just a day or two or even up to 28 days or a month depending on the terms and conditions of every insurance company. This is ideal for people who rarely travel by car for the whole year. It is even beneficial when visiting other places that are not covered with your regular car insurance plan.

I have here some of the frequently asked questions to help people clarify some basic and advanced issues regarding one day car insurance.

• Do I need to be a resident of the UK to purchase single day auto insurance?

Some companies require you to be a resident of the UK while others may allow you to purchase it even if you come from the US or any other country that is covered by their terms and conditions. The required documents include your valid driver’s license, social security ID, credit cards, travel proof and some other financial records.

• Can I use the policy for import/export cars?

No, you cannot use one day car insurance for imported or even exported cars. The import/export car business have its own terms and conditions regarding auto insurance as governed by the state or country that the industry deals with. Some auto insurance companies will not even allow you to get this single day insurance with your rented vehicle.

• What types of vehicles are covered with the one day car insurance policy?

Vehicles under this very convenient car insurance policy must not have more than 8 seats with the maximum weight of about 3.5 tons. It must also have a current market value below 75,000 GBP.

• What type of coverage can I actually get from a single day car insurance policy?

It is a privilege to know that you can actually enjoy the benefits of a traditional annual insurance while paying less since you will only insure your vehicle for a day or two based on your travel issues. This includes the Basic Liability and Collision insurance, property damage, personal injury and coverage vehicle. This may actually vary from the insurance company’s terms and conditions. Compare quotes and examine differences carefully before making a purchase.

• Do I need to have an outstanding character or cleared police record in purchasing one day car insurance?

Yes, it is a requirement that the driver of the vehicle must be of good moral character, without more than 8 penalty points and no police record of reckless driving due to drugs or alcohol in the past 3 years.

Other Vehicle Issues

Your vehicle must not also be subject to faulty actions as carrying illegal drugs and toxic goods that may cause harm to a particular location. The car must not be used for hire or for public transportation purposes. One day car insurance does not even allow the use of a particular car to retrieve impounded vehicles.

One Day Insurance Policy – Fulfilling the Short-Term Car Insurance Needs

One day car insurance policy is taken if a car is used for one day. People sometimes use other people’s car for various reasons. The car might get damaged due to an accident so one should apply for 1 day vehicle insurance otherwise he will be liable for all the damages. Short-term car insurance policy varies between one to thirty-one days. Many people think that it will be OK to drive for one day without any insurance but accidents can occur at any place and at any time, so one should take measures by taking a 1 day vehicle insurance policy so that he doesn’t have to shell out lump sum amount of money. These policies provide an immediate cover.

Many companies have made getting these policies very easy. People can easily purchase these policies online by paying premium through internet banking. People now do not have to go to the offices of these companies to get a 1 day vehicle insurance. This one-day insurance policy is generally for vans and cars. This policy is even given to those who want to test drive a car or for helping while driving on a long journey. Even for an emergency, a driver can opt of a 1 day car insurance policy.

It is also economical to opt for a short-term auto insurance policy rather than a long-term policy. In the long-term car insurance, one has to pay huge amount of premium but in case of short-term car insurance, one can insure the car by paying a small amount of money. These short-term policies can be purchased according to ones convenience when he needs it. One should go through the quotes and policies of various insurers companies before purchasing a one day auto insurance policy.

There are various benefits that one can avail by purchasing these type of short term auto insurance policies like if one gets injured in an accident then the company pays the medical bills and if the car gets damaged then the insurer paying for repairing the damages. This type of insurance-provides for round the clock services to the traveler as well as the car against any accident. This type is policy is cheap so anyone can afford to pay the premium and get them insured. This policy is fit for those who want insurance policy for one day or a few days.

Airline Travel – Can I Get a US Passport in One Day?

Getting a US passport in one day is possible. However, several factors have to be right for this to happen. This article will provide the information necessary for applicants to obtain a passport in only 24 hours.

The only location that same day passports are issued is at the U.S. Department of State’s regional agencies. These are located in major cities of the United States. The current agencies can be found in San Francisco, LA and Seattle on the West coast. On the East coast agencies are located in Boston and New York. There are several in the South including Tucson, Dallas, Houston, New Orleans and Miami. Up North, agencies can be found in Minneapolis and Detroit.

Since the agencies are located in specific locations, the first factor that must be right for you to get a passport in one day is that you need to live relatively close to one of the agencies. Otherwise you would have to factor in the time it takes to travel to the agency or mail delivery time if you decided to apply through a professional expediting service. While the application itself could still be processed in one day, the total time it takes to get the passport would be longer.

Another factor that affects the time it takes to get a passport is whether an appointment is available at the agency you wish to visit. The State Department “requires” applicants to schedule an appointment by calling 1-877-487-2778. Oftentimes, no appointment is available for a few days from the date of the call. This is especially true during peak travel periods when the demand for passports increases significantly.

The word require is placed in quotation marks because it is not uncommon for American citizens to appear at a regional passport agency without an appointment. While the agency is not obligated to attend you if you do this, many travelers have obtain passports in one day by doing this. Since you will not have an appointment confirmation number, you must present your Social Security card. So, do not forget to take it.

What can you do to get a passport in one day if you do not live near a regional agency? The solution is to authorize a private expediting service to submit the application for you. They have both experience and a standing appointment with the regional agencies. An expediter can also be used if you live near a regional agency but are unable to personally go due to work or other commitments.

In summary, the place to get a passport expedited quickly is at a regional passport agency. You can submit the application yourself or get an expediter to do it. Either way, you can get a US passport in one day.