Finding One Day Car Insurance

If you are contemplating lending or borrowing a car from a friend or someone in your family, you should consider buying a one day car insurance policy, a relatively new and easy way to insure the vehicle to protect the drive from liability in case of an accident. Even if you think between the two of you, your individual insurance policies should have you covered; you might want to check into that to make sure there are less claims and animosity to deal with should something go wrong. If you think this might be an option for you, and you’re wondering just how to go about getting this type of insurance, just read on and I am going to tell you how to do this the smart and easy way.

  1. Know the facts. What you are going to need to know to start requesting quote and considering options are the answers to all the questions you will be asked. You need to know the names, birth-dates and address of all parties involve; the license number, make, model, age and VIN of the vehicle, everyone’s driver’s license number and possibly the primary insurance carrier’s information.
  2. Go online for quotes. Start your search with one day car insurance and you will find a complete list of companies that offer this type of insurance. Make a list of the insurance companies that you would like to get quotes from and then just start filling out the quote request forms with the information you gathered. Sit back and wait for the quotes to appear.
  3. Widen your search. You can widen your search for a list of insurance companies by visiting a website such as mytemporaryinsurance.com where you find links leading you to many of the top insurance companies. Here you see a variety of different companies you may not have considered before. Quotes are free, so get as many as you want.
  4. Call your local agent. Don’t forget to call your own agent or one of the more popular independent agents in your area. Your insurance agent will appreciate your continued business and you may be rewarded with a preferred rate that the online companies can’t beat, but you won’t know you try.
  5. Pick your provider. Once you have gathered all your quotes it is time to compare content and price and make a decision, choosing which policy for your one day car insurance you want to buy. Be careful just making your decision based on the cost alone. That can backfire on you if things go bad on the road. Make sure that the policy you have chosen has high enough limits on liability and damages, and don’t forget about something covering medical costs in case someone gets hurt. A good rule of thumb is get at least a little more than you think you’d need. You may think this is a lot of work for a one day thing, but having an accident while uninsured, sucks.
  6. Pay for it. Now that you have made your decision, and picked the policy for you, simply use your debit or credit card to pay for the policy online. You can most certainly purchase this from a local agent for check or cash and sometimes if you are buying one day car insurance from your own insurance agent they will just add it on to your monthly bill and you just pay it along with your regular premium payment.
  7. Don’t forget the proof! Don’t log off without getting a policy and or confirmation and proof of insurance. That information will probably come to you via email so you can just print out an insurance card immediately. Make copies, one for your wallet and one for the glove box and one for the other party. That way there is no frantic searching for “who’s got the card” while a cop stands waiting.

There is no good time for an accident, but there is no worse time for one if you don’t have insurance and you aren’t driving your own car. Just because you are only going a short distance or for a day or two, don’t think it can’t happen. They used to say that most accidents happen within 25 miles of home.

A one day car insurance can be purchased for a number or reason, the most frequent are reasons are travel, moving and test driving cars you are either buying or selling. If you are going across state lines to a neighboring state or further it is good to be able to have a policy that takes into consideration the laws and requirements change from state to state, so you can just relax and enjoy a safe trip. That’s where the flexibility of one day car insurance really works.

When can you go for the cheapest insurance available?

When the cheapest price is the smartest price. Those are times when you need just a minimal amount of extra coverage and buying all the options is overkill. Prime examples are when you’re driving someone else’s car that is insured, but not specifically for you; when you are headed into another state where the legal requirements for minimum insurance coverage is higher than the policy you have in your home state; when you have purchased a different car and you want to take couple of days making a decision on the long-term coverage you want to buy, but you’ can’t wait to drive the car.

When you are shopping for the cheapest one day car insurance, just like shopping around for the more extensive policies, the competing companies will be making their offers according to the information you provide them. Look around a little and you can probably find some websites that take your information and send it out to multiple companies.

Full disclosure and honesty

Having the option to be able to purchase one day car insurance is great, because it is a win/win situation all around. If you are thinking about cutting corners and just going through the motions because someone else is watching be very careful. You must be honest and up front about what it is you are planning to do with the unfamiliar vehicle that you are taking responsibility for when you are filling out applications or answering the company’s questions on your applications. Omitting information or just plain lying to an insurance representative to contract their services on a policy that is meant to protect you from harm does not turn out well should anything go wrong. You have to let them know if other people might be driving or if you are traveling out of the state where laws could be different. That way you will satisfy the legal issues and protect your self. No one plans to go out and have an accident, but to chance it and risk everything is just wrong especially when there is a solution to this only a few questions and clicks away.

How Does One Day Car Insurance Work?

Car insurance is a very familiar thing for anyone driving on the road daily or even occasionally but one day car insurance may still appear new to your ears these days. What exactly is a one day car insurance? How can you get the full advantage of this type of insurance for all your travel plans for both business and personal activities? Is this right for you?

One Day Car Insurance Explained

One day auto insurance obviously covers your vehicle or trip for a single day. This is an innovative approach to the regular policy that people usually pay on a yearly basis. The difference actually lies on the way you travel or the number of times you use your car on the road.

If you are using your car for work each day, then you surely have signed up for an annual car insurance policy with your chosen features and coverage that suits your needs best. You will even wonder what good one day car insurance can do to you with your current lifestyle. This can actually help you during an unplanned trip, short vacations or travel plans that are not covered with your current annual plan.

How it Works

The good thing with this car insurance for a single day is that you will only have to pay for the day your vehicle is covered by the insurer. This simply means that you actually get a lot of savings as compared to your annual insurance policy. It comes with lower premium and less additional charges on your part since you will only have your car insured for a day or two. You do not even have to own a car to avail this auto insurance for a single day.

This is ideal if you are going to travel to another state or country that is not covered by your regular insurance package. Either you have the option to get your car or any rented vehicle registered for this kind of special insurance or even a short term insurance plan that matches your travel modes. For example, if you have your old SUV, truck and a new sports car on your garage and you want to use the new sports car in traveling to another state that is not covered by its annual insurance policy, then you would normally get one day insurance for your convenience.

You can even rent a car while you are in another country and find the best deals in getting it insured for a single day or two based on the available options that come with the car rental company you are dealing with. The stuff works as simply as you can imagine. You just have to figure things out ahead then find the best quotes online and pay for your best choice. You can upload/download all necessary documents after paying then go out of the road safely and travel conveniently without any hassle. Enjoy all the remarkable benefits of one day car insurance in action.

Short Trip Around Bangkok in One Day on Your Vacation

Have you ever asked yourself where to go while you are on your vacation? On an average of 10 to 14 days vacation, you might spend 24 to 36 hours making the trip between your country and destination country. Then, you reach the capital city of your destination country. You seek for the local package tour to get to remote paradise island with beautiful beaches and crystal clear sea. Else, you travel around the country. After all the good time you have on the beach and swimming on the shore. You come back to the city and prepare to go home with sweet memory on this vacation. You wonder what can I do, or whereabouts I can go in the city before I get onto the plane.

That’s right. This is the article for you to take a little tour around Bangkok. Venues I mention here are for all men and women as well as elders. You can take this trip once you reach Bangkok, or one day before you say good bye to Thailand from your vacation. But I really recommend you do this one day before you leave Thailand, for it is convenient to buy souvenir and pack them up. Then, go to the airport the day after.

After all it is not such a good idea to lie down around the swimming pool in the hotel. You’re here for good time to experience the exotic place. You have to explore the city. I assume that most foreign visitors stay in hotels along Sukhumvit and Ratchadapisek roads. That is where the most convenient way to travel around Bangkok. On Sukhumvit road, there is the sky train line which takes you to air conditioner shopping malls as well as the famous flea market Jatujak Market (JJ Market). On Ratchadapisek road, there is subway train running. Both city train lines are intersected on the two points. One point is at the station of Sala-Deang for the sky train and Silom Station for subway on Silom road. The other point is at intersection of Asok Station for sky train and Sukhumvit Station for subway. Usually around rush hours the traffic in Bangkok is very heavy. You can go around this traffic quickly by motorcycle taxies which are easily found on the street. How can you identify the motorcycle taxi? All of the fleet parks in a group, locations like in front of gas station or the entrance of alley. Drivers always wear sleeveless jacket with the number on the back.

Now, your one day trip around Bangkok starts. The first place to visit in the morning is Wat Pra Kaeo (Wat Prasri Rattanasasdaram) and Wat Po. They are located wall to wall. After you are done visiting one temple, you can walk across the street to visit the other temple. Why is interesting to visit both temples? Wat Pra Kaeo houses one of the most important Buddha Image, call the Emerald Buddha Image. The temple has been built as the royal chapel. The decoration and architect of temple reflect the high craftsmanship of Thais. The other temple, Wat Po, is said to be the first university of Thailand. The library in the temple contains the knowledge originated in past. This includes herbal medication, famous traditional Thai massage, and more. This temple has the most number of pagodas in one temple. The statuses found around the temple display the intertwined culture from China. You may find some other thing interesting around the area. Just follow the tourist signs. If you consider yourself as Buddhism, you will enjoy being there. Even you are not Buddhism, it is not so bad to learn and appreciate art and culture there. To get there, it is recommended you take a regular taxi, not a motorcycle taxi. The door is open at 8:00 to 17:00.

So far, you probably have spent two to three hours in the morning. It is almost near lunch time. You may take a lunch break, or you will continue right a way to another corner of Bangkok. From Wat Po, take the taxi to the nearest subway station at Hua Lompong. Let’s buy the token for Jatujak Station and get onto the subway train. About twenty minutes, you will be taken to Jatujak Station and walk a little bit to Train Park (Suan Rod Fai). It is the public park, but why I am suggesting it. If you happen to come to this park on Saturday or Sunday, the Jatujak Market is open. After you have relaxed enough in the park, it is time to go shopping for sweet souvenirs. There is a shipping service in the JJ Market. In the Train Park (Suan Rot Fai), you will find the miniature landmarks, such a Golden Pagoda of Bangkok, (Pu-khao Tong). Another activity is to ride the bicycles in the park. Also, there is the Butterfly Park near by. The Butterfly Park is built with the proper landscape for live butterflies. There is an exhibition hall about the life cycle of insect. In a very big cage, the landscape is built to raise several species of butterflies. If you find that lying around the swimming pool in the hotel is boring, just go to the park.

By relaxing in the park and shopping in the Jatujak Marketing, it is now close to late afternoon. Let’s get back to the heart of Bangkok. We are going to the Baiyok Tower in Pratunam. The tower is venue complex. It has hotel, international restaurants, and others. The Baiyok Tower is the tallest building. You will enjoy the spectacular view of Bangkok on the top roof. It is also near to shopping malls and the sky train. If you happen to check in the hotel there, it is probably the last place to come back.

I wouldn’t say the next place is solely for men, but it seems to me that it is. It is the place where there are a lot of bars. There are two famous places for foreign visitors particularly westerners; they are Patpong and Soi Cowboy. Direction to get there, it is wise I leave the duty to the hotel front desk staff. Both places are open until 2:00 o’clock in the morning. I hope you are not getting too drunk that you miss the flight in the morning. Enjoy your trip in Thailand and Bangkok. Have a nice trip home.