One Day Insurance For Your Car Can Provide Good Coverage

There are many reasons that people decide to change their existing auto insurance coverage to one that is less expensive and less complicated. One choice that many people across Europe have been making is switching to one day car insurance policies from more expensive, annual ones. There are a lot of different reasons that people end up wanting to get this type of coverage. Anytime that you use a car that you do not personally own, you are not going to want to get a full time coverage plan. Instead, you will be more likely to purchase a short term plan that costs less and that sounds rational.

In larger cities where there are alternative modes of transportation other than driving your own car, many people do not even want to get insurance. If those people decide to drive for a single day, then they will likely contact an insurance agent and set up a one day coverage policy. There are always going to be weird situations that arise in which you may need to drive. Even though you may feel as though your chances of getting into an accident are very low, it is still wise to have insurance. The insurance companies are not going to rip you off with one day policies, in fact, they are very reasonably priced.

The amount of cash that you would be required to pay to another party if you got into a crash with them would definitely outweigh the cost to buy daily car insurance. If you are a person that lives in London, UK and you frequently travel by bus, then it makes absolutely zero sense to have an insurance package for your car (even if you own one). However, if you do decide that you want to take your car out on the road instead of riding the bus a couple of days, you can phone an insurance agent and set up one day insurance for your car.

The single day auto insurance options are going to be very easy to figure out. You basically can set up the exact type of coverage you want (e.g. whether you want the most comprehensive daily coverage or the standard) and then negotiate plan. The nice thing about 1 day car insurance is that it is affordable and very easy to work with. If you have found that your insurance provider does not offer this type of coverage, ask for more details regarding their short term coverage options and you may be able to work out a customized policy that is tailored to what you need.

One Day Car Insurance’s Frequently Asked Questions Explained

Are you interested in getting one day car insurance for a special business trip or vacation? Is this insurance available with your current company? Do you need to compare more quotes before making your best decision?

Most people doubt the fact that they can actually get auto insurance for a single day and enjoy coverage that they usually get with their traditional annual policy. You can purchase this temporary insurance for just a day or two or even up to 28 days or a month depending on the terms and conditions of every insurance company. This is ideal for people who rarely travel by car for the whole year. It is even beneficial when visiting other places that are not covered with your regular car insurance plan.

I have here some of the frequently asked questions to help people clarify some basic and advanced issues regarding one day car insurance.

• Do I need to be a resident of the UK to purchase single day auto insurance?

Some companies require you to be a resident of the UK while others may allow you to purchase it even if you come from the US or any other country that is covered by their terms and conditions. The required documents include your valid driver’s license, social security ID, credit cards, travel proof and some other financial records.

• Can I use the policy for import/export cars?

No, you cannot use one day car insurance for imported or even exported cars. The import/export car business have its own terms and conditions regarding auto insurance as governed by the state or country that the industry deals with. Some auto insurance companies will not even allow you to get this single day insurance with your rented vehicle.

• What types of vehicles are covered with the one day car insurance policy?

Vehicles under this very convenient car insurance policy must not have more than 8 seats with the maximum weight of about 3.5 tons. It must also have a current market value below 75,000 GBP.

• What type of coverage can I actually get from a single day car insurance policy?

It is a privilege to know that you can actually enjoy the benefits of a traditional annual insurance while paying less since you will only insure your vehicle for a day or two based on your travel issues. This includes the Basic Liability and Collision insurance, property damage, personal injury and coverage vehicle. This may actually vary from the insurance company’s terms and conditions. Compare quotes and examine differences carefully before making a purchase.

• Do I need to have an outstanding character or cleared police record in purchasing one day car insurance?

Yes, it is a requirement that the driver of the vehicle must be of good moral character, without more than 8 penalty points and no police record of reckless driving due to drugs or alcohol in the past 3 years.

Other Vehicle Issues

Your vehicle must not also be subject to faulty actions as carrying illegal drugs and toxic goods that may cause harm to a particular location. The car must not be used for hire or for public transportation purposes. One day car insurance does not even allow the use of a particular car to retrieve impounded vehicles.

Is it True There is One Day Car Insurance?

Many drivers are looking for one day car insurance if they do not drive every day. Many carpool with co-workers or obtain a bus card if traveling to different city for work from their home. Many feel that they should not have to pay for an annual contract for auto insurance if they will not be driving a car every day. So what should these people do? Many feel that it is OK to drive without insurance if it is only going from home to the store. You should never drive without insurance because anything can happen even if it is just a few blocks down from your home.

Many businesses now offer one day car insurance for individuals. They are able to purchase vehicle insurance daily if they are between the ages of twenty one and sixty nine when they need insurance. There are no contracts or specific amount of days to pay for coverage. They choose which days it is needed then go online and pay for their insurance for that specific day. This is a great choice as well for those who are not owners of their own vehicles.

Individuals who borrow cars from their family and friends when needed will need this type of insurance coverage as well. One day car insurance is a great option for them to consider. It covers their issues if something would occur while they were behind the wheel. One day car insurance is handled just like an annual car insurance policy would be. They choose the liability and other coverage as necessary and then they pay for it. This is also a great idea for those who find it too difficult to receive a long term insurance policy on their own. They are provided their own information coverage and can drive around covered.

Many online companies will now offer one day auto insurance to be ordered right at your finger tips. Many enjoy the easy access online shopping offers when it comes to one day car insurance policies. You also are able to contact them via telephone if you are a bit hesitant to pay online. They are there to answer questions as well as help you with your initial set up of new one day car insurance. Most of the policies taken online will cover you immediately. You will receive a printout of your information from the specific business you choose and you will just carry that around with you as all other individuals do with their yearly insurance coverage.

Other individuals who can use one day auto insurance would be vacationers which are traveling from city to city, anyone who is test driving a vehicle for a day before purchase, or even individuals whom are driving to their new locations with a car which they do not necessarily drive any other time. One day car insurance will come in handy for anyone.