One Day Car Insurance’s Frequently Asked Questions Explained

Are you interested in getting one day car insurance for a special business trip or vacation? Is this insurance available with your current company? Do you need to compare more quotes before making your best decision?

Most people doubt the fact that they can actually get auto insurance for a single day and enjoy coverage that they usually get with their traditional annual policy. You can purchase this temporary insurance for just a day or two or even up to 28 days or a month depending on the terms and conditions of every insurance company. This is ideal for people who rarely travel by car for the whole year. It is even beneficial when visiting other places that are not covered with your regular car insurance plan.

I have here some of the frequently asked questions to help people clarify some basic and advanced issues regarding one day car insurance.

• Do I need to be a resident of the UK to purchase single day auto insurance?

Some companies require you to be a resident of the UK while others may allow you to purchase it even if you come from the US or any other country that is covered by their terms and conditions. The required documents include your valid driver’s license, social security ID, credit cards, travel proof and some other financial records.

• Can I use the policy for import/export cars?

No, you cannot use one day car insurance for imported or even exported cars. The import/export car business have its own terms and conditions regarding auto insurance as governed by the state or country that the industry deals with. Some auto insurance companies will not even allow you to get this single day insurance with your rented vehicle.

• What types of vehicles are covered with the one day car insurance policy?

Vehicles under this very convenient car insurance policy must not have more than 8 seats with the maximum weight of about 3.5 tons. It must also have a current market value below 75,000 GBP.

• What type of coverage can I actually get from a single day car insurance policy?

It is a privilege to know that you can actually enjoy the benefits of a traditional annual insurance while paying less since you will only insure your vehicle for a day or two based on your travel issues. This includes the Basic Liability and Collision insurance, property damage, personal injury and coverage vehicle. This may actually vary from the insurance company’s terms and conditions. Compare quotes and examine differences carefully before making a purchase.

• Do I need to have an outstanding character or cleared police record in purchasing one day car insurance?

Yes, it is a requirement that the driver of the vehicle must be of good moral character, without more than 8 penalty points and no police record of reckless driving due to drugs or alcohol in the past 3 years.

Other Vehicle Issues

Your vehicle must not also be subject to faulty actions as carrying illegal drugs and toxic goods that may cause harm to a particular location. The car must not be used for hire or for public transportation purposes. One day car insurance does not even allow the use of a particular car to retrieve impounded vehicles.