How Does One Day Car Insurance Work?

Car insurance is a very familiar thing for anyone driving on the road daily or even occasionally but one day car insurance may still appear new to your ears these days. What exactly is a one day car insurance? How can you get the full advantage of this type of insurance for all your travel plans for both business and personal activities? Is this right for you?

One Day Car Insurance Explained

One day auto insurance obviously covers your vehicle or trip for a single day. This is an innovative approach to the regular policy that people usually pay on a yearly basis. The difference actually lies on the way you travel or the number of times you use your car on the road.

If you are using your car for work each day, then you surely have signed up for an annual car insurance policy with your chosen features and coverage that suits your needs best. You will even wonder what good one day car insurance can do to you with your current lifestyle. This can actually help you during an unplanned trip, short vacations or travel plans that are not covered with your current annual plan.

How it Works

The good thing with this car insurance for a single day is that you will only have to pay for the day your vehicle is covered by the insurer. This simply means that you actually get a lot of savings as compared to your annual insurance policy. It comes with lower premium and less additional charges on your part since you will only have your car insured for a day or two. You do not even have to own a car to avail this auto insurance for a single day.

This is ideal if you are going to travel to another state or country that is not covered by your regular insurance package. Either you have the option to get your car or any rented vehicle registered for this kind of special insurance or even a short term insurance plan that matches your travel modes. For example, if you have your old SUV, truck and a new sports car on your garage and you want to use the new sports car in traveling to another state that is not covered by its annual insurance policy, then you would normally get one day insurance for your convenience.

You can even rent a car while you are in another country and find the best deals in getting it insured for a single day or two based on the available options that come with the car rental company you are dealing with. The stuff works as simply as you can imagine. You just have to figure things out ahead then find the best quotes online and pay for your best choice. You can upload/download all necessary documents after paying then go out of the road safely and travel conveniently without any hassle. Enjoy all the remarkable benefits of one day car insurance in action.

See New York City in One Day

You are going to need to some good energy to complete this tour in one day, so the first thing that you should to is to head over to H and H Bagels to get a great bagel. Bagels are just one of the things that you have to eat in New York, so start your day out with one. H and H bagels is located near the Intrepid Sea, Air and Space Museum just east of the Theater District.

Your tour will then start with the World Trade Center sight. You should take the subway to Chambers Street. Exit ant then head down Church Street to approach the Trade Center site. On your way down Church Street, you will see a cross that is a memorial to 9/11. When I wrote this report, the area was still under construction so it is difficult to get a great view. Hopefully, it will be done soon. There is a church on Church Street called St Paul’s Chapel. You should check out this church because it was used as a center for relief efforts after 9/11. Once you have seen the church, head back North up Church Street and then turn left on Vesey and head west. This will take you north along the World Trade Center Grounds. Make the first left you can and then look for an entrance to the World Financial Center and take the steps up to the second floor where you can get a great view of the World Trade Center Sight.

Once you are done, exit out the World Financial Center and continue south to Liberty Street and then make a right and head west. You should find your way over to the Hudson River and then walk south along the path right next to the Hudson River. This path gives you a great view of the Hudson River, the statue of liberty and Ellis Island. When you arrive at the end you can head into Battery Park to get the best view of the Statute of Liberty without taking a tour. Also check out Fort Clinton, while you are in Battery Park. This fort was used during the War of 1812. On the way out of the park check out World Trade Center sphere which is a memorial to 9/11. After checking out Battery Park, head up Place Street to an area called Bowling Green. On the south side of this little park is the Customs Building. Walk through the park to the North and on the north side is the Bull Statue from the NYSE. Once you see the bull, you should walk up Broadway to Wall Street. Before heading down Wall Street, you can check out Trinity Church and then head down Wall Street to see the NYSE and also Federal Hall National Memorial to see where George Washington took the oath to become president.

After seeing the Federal Hall National Memorial, you should continue east down Wall Street to South Street and then head north along South Street along the East River. You will come to the Seaport Historic District and head over to Pier 17, which is basically a shopping mall, so do not spend much time here except go up to the top level where you can get a great view of the Brooklyn Bridge. Once you see the Brooklyn Bridge, you should head west along Fulton Street and make a right on St James Place. Walk north along St James Place to Bowery Street. You will now be in Chinatown. You can wander around Chinatown and look for some good deals. You may be ready for lunch so either eat Chinese in Chinatown or walk a little further North to Little Italy to get some pizza or an Italian Sandwich.

Once you are done with lunch, you can jump on the subway. You can take it to the Empire State Building where you can get a great view of the city. You can skip this and wait for your sky view until you arrive at Rockefeller Center where you can go up to the top of the Rockefeller Building which will also afford you another great view of the city.

Once you are done with the Empire State Building, get back on the subway and head up to Grand Central Station to get a quick view of this magnificent train terminal. Once you have check out Grand Central Station, get back on the subway and head up to 86 street. From here you can either check out the art museums on the east side of Central Park or you can walk through Central Park and check out the Natural History Museum. When you are done with the art museums, take a stroll through Central Park so you can see this magnificent park. Once you are on the west side of the park, grab a subway train and head to Rockefeller Center.

In Rockefeller Center, you can check out NBC or go up to the top of the Rockefeller Center Building. If it is Christmas, you can check out the Christmas Tree and the skating rink. Once you are done at Rockefeller Center, walk down Seventh Avenue so that you can enjoy Times Square. After touring Times Square, grab the subway and head to Greenwich Village for dinner and maybe hit one of the bars for some live music.

One Day Auto Insurance – When it Might Be Appropriate to Get One

One day car insurance is an affordable insurance coverage that protects a person effectively for a short term against any loss incurred in cases such as being involved in car accidents. This type of car insurance coverage is often taken by those who drive a car while traveling.

As is always the case when shopping for car insurance, this can be a daunting process; going through the numerous offers and deciding on the right insurance package can take days or weeks of research. However, it is important to compare multiple quotes. This can be easily done online.

Why do people obtain one day insurance?

Living in certain big cities, such as New York, often results in people not using their cars frequently. As a result, often it is very tempting to avoid getting insurance – after all, why pay the premium if you’re not using your car? However, it is crucial that a car is covered adequately when it is used, even for short trips both in terms of distance as well as time. Not only because this is the law, but also to avoid facing any unexpected problems such as huge expenses in the unfortunate event of becoming involved in a car accident without possessing any form of insurance. Remember Murphy’s laws – the unexpected will happen when you least expect it.

There are two scenarios when one may wish to get one day car insurance.

In the first scenario, people who get one day car insurance simply don’t possess a car and only require insurance for short amounts of time when using a rental car or a friend’s car. In this case, this is really the best alternative.

In the second scenario, people simply do not want to spend money on huge premiums for long durations when they rarely use their cars. This can be the case when simply not using the car (as per the example above), or when possessing more than one car, in which the second car is not used frequently (i.e. when a teenage son goes to college, suddenly the car he used is no longer used).

In both cases, it might be wise – financially speaking – to enroll in a one day car insurance whenever the car is required rather than pay a yearly premium. However, if a car is used frequently then this is certainly not the best alternative, and another type of auto insurance would undoubtedly be more appropriate.